Business Planning For The Very Small Business by Margaret Lukens Recently I heard something from a struggling new business owner. She didn’t have a business plan because, she said, “I thought I wasn’t big enough for that.” I can understand exactly why she would get that idea. Most business plans are designed for companies that […]

If you’ve been watching the A&E TV series “Hoarders”, you may have noticed that there are numerous mental health professionals working with the individuals in the Season 1 documentaries. According to emails I’m receiving, the initials following the doctors’ names are confusing. Several viewers are wondering what the difference is between a Ph.D, M.D., or MSW. And, what exactly is CBT? Hopefully, this will help clarify some of the confusion, chaos or conundrum about credentials.